Contractors Insurance
Complete commercial insurance protection for Florida contractors — general liability, workers comp, commercial auto, and property bundled for your business.
- Veteran-OwnedIndependent agency
- 100+ Years CombinedCommercial expertise
- Florida-ResidentDeLand, FL office
- 24-Hour COIsMost certificates same business day
Trusted Carrier Partners
Coverage Built for Florida Contractors
Whether you're a general contractor, subcontractor, or specialty trade, your business faces unique liability exposures every day. From job site injuries to property damage, the right insurance package protects your livelihood, your employees, and your reputation.
Essential Coverage Lines
General Liability
Protects against third-party bodily injury and property damage claims arising from your operations, completed work, and products.
Workers Compensation
Required in Florida for most contractors. Covers employee injuries and illnesses on the job. We help you find competitive rates.
Commercial Auto
Covers your work vehicles, trucks, vans, and trailers. Business-use coverage that your personal auto policy won't provide.
Commercial Property
Protects your tools, equipment, office space, and business assets from theft, fire, weather, and other covered perils.
Inland Marine / Tools
Specialized coverage for tools and equipment that travel from job site to job site — often excluded from standard property policies.
Umbrella / Excess Liability
Additional liability limits above your underlying GL, auto, and workers comp policies for larger projects and contracts.
Certificate Needs for Contractors
General contractors, property managers, and project owners almost always require certificates of insurance before you can start work. Many also need to be named as additional insured on your policy.
At First Commercial, we understand the urgency of certificate requests. A delayed certificate means a delayed job — and that costs you money. We issue certificates and endorsements quickly so you can get to work.
We also help you understand the insurance requirements in your contracts, identify potential coverage gaps, and make sure your policies meet the minimum limits and endorsements required by your clients.
Frequently Asked Questions
Get Your Contractors Insurance Quote
Tell us about your contracting business and we'll build a coverage package that fits.
Ready to Get Started?
Talk to a Florida commercial insurance specialist today.