Protecting Florida'sBoldest Businesses
Specialty Commercial Insurance for Inflatables, Contractors, Auto & More
100+ years combined experience. Hard-to-place risks are our specialty. Real people answer the phone.
Trusted Carrier Partners
Our Specialties
Specialized Commercial Coverage
We focus on the commercial insurance needs that matter most to Florida businesses.
Inflatables & Bounce House
Annual policies with venue-ready certificates. Our #1 specialty — we know this industry inside and out.
Contractors Insurance
GL, workers comp, commercial auto — bundled protection for Florida contractors.
Commercial Auto
Business-use vehicle coverage for Florida contractors, services, and delivery operations.
Commercial Property
Protect your commercial locations, equipment, and business assets.
We also offer:
Our Process
How It Works
Getting the right commercial insurance shouldn't be complicated.
Tell Us About Your Business
Call us or fill out our quick form. We'll learn about your operations, risks, and needs.
We Build Custom Coverage
We shop multiple carriers to find the best coverage and rates for your situation.
Fast Certificates & Service
Get your policy bound quickly with certificates typically within 24 hours.
Ongoing Protection
We monitor your coverage, handle renewals, and are always a phone call away.
Free Quote
Get Your Free Quote
Tell us about your business and we'll get back to you with a personalized commercial insurance quote — typically within one business day.
- Annual inflatable policies — not one-day event coverage
- Bundled contractor coverage: GL, auto, workers comp
- Venue-ready certificates in 24 hours
- Help with hard-to-place commercial risks
Need Proof of Insurance?
Certificates, additional insured, waiver of subrogation — we handle it fast.
Request a CertificateNeed Proof of Insurance?
Certificates, additional insured endorsements, waiver of subrogation — typically within 24 hours.
Why First Commercial
Why Florida Businesses Choose Us
We don't just sell policies. We build relationships with business owners who need an insurance partner they can trust.
Talk to an Agent100+ Years Combined Experience
Our team brings deep commercial insurance knowledge to every policy.
We Answer the Phone
Talk to a real person who knows your business — not a call center.
Personalized Service
Every business is unique. We tailor coverage to your specific needs.
Specialized Markets
Hard-to-place risks, niche industries, and specialty commercial lines.
Our Approach
Insurance Is Personal.We Treat It That Way.
At First Commercial, you're not a policy number. We take the time to understand your business, your risks, and your goals — then build coverage that actually fits.
- Plain-English guidance on coverage options
- Fast certificates and additional insured requests
- Help navigating venue and permit requirements
- Annual policies — not one-day event coverage
- Hard-to-place risk expertise
"We specialize in the commercial insurance needs that other agencies turn away. If you've been told your business is hard to insure, call us."
Testimonials
Trusted by Florida Businesses
"First Commercial made getting our bounce house insurance straightforward. Certificates come fast and they actually answer the phone."
— Florida Inflatable Rental Operator
"As a contractor, I need my certificates yesterday. These folks get it done and understand the coverage we need for Florida job sites."
— Licensed Florida General Contractor
Frequently Asked Questions
Ready to Protect Your Business?
Get a personalized commercial insurance quote from a veteran-owned Florida agency that answers the phone.