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Errors & Omissions Insurance


Errors & Omissions Insurance Information

Professional Liability / E&O

In addition to business owners' policies, professionals operating their own businesses should obtain professional liability insurance, also known as errors and omissions insurance. A good professional liability insurance policy protects professionals against financial losses from lawsuits filed against them by their clients.


Errors and Omissions insurance is necessary for professionals expected to perform their job with a requisite level of expertise as it protects them from negligent acts. First Commercial Insurance Agency is well-versed in E&O Insurance.  Please feel free to contact us for assistance with your insurance needs.

The policy premium for professional organizations is usually based on several factors: the profession involved, the number of professionals covered, annual revenues, location of the business, the limit of liability and the deductible. Ensuring the lowest premium requires numerous safety precautions such as accurate calendaring systems and other clerical safeguards. The E&O insurance and the professional liability "insured" usually include the covered organization itself and its past or present partners, directors, officers, and employees while acting within the scope of their duties. Professional liability coverage includes legal defense costs - no matter how baseless the allegations. Errors and Omissions Insurance will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy. Please contact First Commercial Insurance Agency for a quote today.

First Commercial Insurance Agency
Ph (386) 775-1781 - Fax (386) 775-3666